<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet type='text/xsl' href='https://sotaro76.com/wp-content/plugins/google-sitemap-generator/sitemap.xsl'?><!-- sitemap-generator-url='http://www.arnebrachhold.de' sitemap-generator-version='4.1.23' -->
<!-- generated-on='2026年4月11日 6:16 AM' -->
<urlset xmlns:xsi='http://www.w3.org/2001/XMLSchema-instance' xsi:schemaLocation='http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd' xmlns='http://www.sitemaps.org/schemas/sitemap/0.9'>	<url>
		<loc>https://sotaro76.com/asset-202001</loc>
		<lastmod>2021-07-04T10:52:56+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/review-indiaetf-dividend</loc>
		<lastmod>2022-04-20T07:34:03+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/money-hack</loc>
		<lastmod>2021-03-14T07:36:59+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/howtostart-indexinvestment</loc>
		<lastmod>2021-03-14T07:36:14+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/howtoselect-securitiescompany</loc>
		<lastmod>2021-01-06T01:38:25+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/howtostart-tsumitate-nisa</loc>
		<lastmod>2021-03-14T07:34:53+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/howtostart-dc</loc>
		<lastmod>2021-03-18T10:20:02+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/howtoselect-indexfund</loc>
		<lastmod>2021-03-14T07:33:22+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/howtouse-etf</loc>
		<lastmod>2022-04-20T07:32:17+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/longterm-index-contrarians-hint</loc>
		<lastmod>2020-11-19T21:31:09+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/howtostart-frusat-tax</loc>
		<lastmod>2020-12-26T08:02:09+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/contrariansview</loc>
		<lastmod>2020-11-19T21:31:44+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/tsumitatenisa-after21year</loc>
		<lastmod>2020-08-09T10:32:13+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/contrariansview-forex</loc>
		<lastmod>2020-11-19T21:32:26+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/fallingknife-bearmarket</loc>
		<lastmod>2020-08-09T10:31:00+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/change-to-more-low-cost-fund</loc>
		<lastmod>2021-03-14T07:31:06+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/noloadoverseaetf</loc>
		<lastmod>2022-05-29T06:17:57+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/ignore-the-number-of-funds</loc>
		<lastmod>2020-10-11T09:11:30+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/safeasset-forassetmanagement</loc>
		<lastmod>2020-11-19T21:33:52+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/dividendunsuitable-forlivingexpenses</loc>
		<lastmod>2020-11-19T21:34:28+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/portfolio-without-bonds</loc>
		<lastmod>2022-08-15T01:13:45+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/motif-index-thema-etf</loc>
		<lastmod>2020-09-12T08:40:41+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/firemovement-index-risk</loc>
		<lastmod>2021-03-14T07:28:52+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/rakuten-securities-sector-etf</loc>
		<lastmod>2020-11-10T11:41:11+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/amateur-investor-privileges</loc>
		<lastmod>2020-11-19T21:35:27+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/how-to-invest-index-fund</loc>
		<lastmod>2020-08-09T10:25:39+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/if-securities-company-goes-bankrupt</loc>
		<lastmod>2020-09-19T22:02:55+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/monex-ideco-2019-fy2</loc>
		<lastmod>2022-05-29T06:10:04+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/double-tax-adjustment-oversea-etf</loc>
		<lastmod>2020-11-22T00:18:58+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/big-three-fixed-cost-reduction-1</loc>
		<lastmod>2021-03-14T07:25:48+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/how-to-select-netbank</loc>
		<lastmod>2020-11-21T07:38:44+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/defence-of-securities-account</loc>
		<lastmod>2021-08-27T02:22:02+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/mind-set-for-income-up</loc>
		<lastmod>2020-11-19T21:36:07+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/communication-fixed-cost-reduction</loc>
		<lastmod>2021-08-27T02:21:43+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/antivirus-software-for-your-account</loc>
		<lastmod>2021-08-27T02:21:24+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/how-to-survive-low-income-society</loc>
		<lastmod>2020-11-19T21:36:57+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/qualification-is-useful-for-job-opening</loc>
		<lastmod>2020-08-09T05:07:51+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/recommended-qualifications-for-job-opening-1</loc>
		<lastmod>2020-11-19T21:37:16+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/recommended-qualifications-for-job-opening-2</loc>
		<lastmod>2020-11-19T21:44:00+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/pc-procurement-cost-reduction</loc>
		<lastmod>2021-08-27T02:21:02+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/chromebook-is-good-for-saving</loc>
		<lastmod>2021-08-27T02:20:46+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/solutions-for-those-who-are-bored-with-index-investments</loc>
		<lastmod>2021-02-21T12:40:23+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/digital-skill-for-remote-work</loc>
		<lastmod>2020-08-09T10:17:02+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/investment-to-vanguard-etf-vti</loc>
		<lastmod>2020-10-11T09:12:36+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/recommended-free-antivirus-software</loc>
		<lastmod>2021-08-27T02:20:29+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/not-recommended-qualifications-for-job-opening</loc>
		<lastmod>2020-11-19T21:41:45+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/pc-for-online-bank-against-fraud</loc>
		<lastmod>2021-08-27T02:20:12+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/index-investment-and-prospect-theory</loc>
		<lastmod>2020-09-19T22:00:48+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/free-tools-for-it-security</loc>
		<lastmod>2021-08-27T02:19:53+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/oversea-etf-from-efa-to-vea</loc>
		<lastmod>2020-08-09T10:11:50+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/food-reserve-by-furusato-tax</loc>
		<lastmod>2020-12-26T08:01:22+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/pension-on-my-own-by-index-investing</loc>
		<lastmod>2021-03-14T07:23:16+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/improvement-oversea-etf-reinvestment</loc>
		<lastmod>2020-12-24T12:56:45+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/calculation-method-for-compound-interest</loc>
		<lastmod>2020-08-09T10:10:06+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/how-to-distinguish-phising-mail</loc>
		<lastmod>2021-08-27T02:19:36+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/meaningless-modern-portfolio-theory-for-individual-investor</loc>
		<lastmod>2022-04-20T07:29:18+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/fire-movement-4-percent-rule-and-index-investing</loc>
		<lastmod>2021-03-14T07:21:57+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/market-capitalization-of-global-stock-markets</loc>
		<lastmod>2020-11-19T21:38:07+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/automatic-calculation-of-valuation-profit-and-loss</loc>
		<lastmod>2020-08-09T04:17:58+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/index-investing-and-option-trading</loc>
		<lastmod>2022-02-14T04:47:56+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/funded-investment-of-10000-yen-monthly</loc>
		<lastmod>2021-03-14T07:20:48+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/ideco-fee-savings</loc>
		<lastmod>2021-03-14T07:20:00+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/option-trading-comparison-of-saxobank-securities-and-ib-securities</loc>
		<lastmod>2022-02-14T04:47:14+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/automatic-balance-calculation-for-globally-diversified-portfolios</loc>
		<lastmod>2020-08-09T04:13:03+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/changing-gs-motif-etf-name-and-index-provider</loc>
		<lastmod>2020-09-12T08:41:20+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/technology-sector-etf-and-index-investing</loc>
		<lastmod>2022-04-20T07:28:04+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/healthcare-sector-etf-and-index-investing</loc>
		<lastmod>2022-04-20T07:27:04+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/canceling-protective-put-option-strategy</loc>
		<lastmod>2022-02-14T04:46:47+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/finance-sector-etf-and-index-investing</loc>
		<lastmod>2020-11-10T11:46:00+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/consumer-staples-sector-etf-and-index-investing</loc>
		<lastmod>2022-04-20T07:25:48+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/compound-interest-calculation-using-fv-function</loc>
		<lastmod>2020-08-09T02:38:26+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/consumer-discretionary-sector-etf-and-index-investing</loc>
		<lastmod>2020-11-10T11:46:50+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/utilities-sector-etf-and-index-investing</loc>
		<lastmod>2020-10-22T09:51:59+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/compound-yield-calculation-using-rri-function</loc>
		<lastmod>2020-08-09T02:35:52+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/real-estate-sector-etf-and-index-investing</loc>
		<lastmod>2020-10-22T09:51:35+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/energy-sector-etf-and-index-investing</loc>
		<lastmod>2022-04-20T07:24:26+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/telecommunications-sector-etf-and-index-investing</loc>
		<lastmod>2020-10-22T09:50:36+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/net-bank-transaction-authentication</loc>
		<lastmod>2020-12-27T12:39:26+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/solutions-for-unauthorized-money-transfer</loc>
		<lastmod>2021-08-27T02:19:19+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/industrials-sector-etf-and-index-investing</loc>
		<lastmod>2020-11-10T11:47:41+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/option-trading-at-saxobank-securities</loc>
		<lastmod>2022-02-14T04:46:22+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/options-trading-basics</loc>
		<lastmod>2022-02-14T04:45:41+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/how-to-select-funds-for-dc</loc>
		<lastmod>2021-03-14T07:15:34+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/basic-materials-sector-etf-and-index-investing</loc>
		<lastmod>2022-04-20T07:23:20+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/calculation-about-optional-system-dc</loc>
		<lastmod>2020-12-15T07:05:03+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/cash-secured-put-options-trading</loc>
		<lastmod>2022-02-14T04:45:09+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/high-dividend-etf-and-index-investing</loc>
		<lastmod>2022-04-20T07:22:22+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/mizuho-e-account</loc>
		<lastmod>2020-10-06T05:50:17+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/impression-of-wordpress-beginner</loc>
		<lastmod>2020-12-30T09:28:49+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/safety-of-saxo-bank-securities</loc>
		<lastmod>2021-01-06T10:14:05+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/recommendation-of-chromebook-and-wimax</loc>
		<lastmod>2021-08-27T02:18:59+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/solution-for-saxotradergo-trouble</loc>
		<lastmod>2020-09-06T12:24:04+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/safe-place-for-money</loc>
		<lastmod>2021-03-14T07:13:30+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/goldman-sachs-theme-etf-merger</loc>
		<lastmod>2020-11-18T05:49:19+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/cyber-security-and-incident-of-docomo-kouza</loc>
		<lastmod>2021-08-27T02:18:41+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/unauthorized-access-to-sbi-securities</loc>
		<lastmod>2021-02-04T09:42:56+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/measure-for-personal-information-leak</loc>
		<lastmod>2020-09-21T09:39:20+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/first-trust-etf</loc>
		<lastmod>2020-09-22T08:59:30+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/administrative-disposition-for-saxo-bank-securities</loc>
		<lastmod>2020-11-19T21:49:05+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/edoc-healthcare-etf-from-global-x</loc>
		<lastmod>2020-12-06T09:45:34+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/options-trading-fee-of-saxo-bank-securities</loc>
		<lastmod>2022-02-14T04:44:35+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/covered-call-writing-options-trading</loc>
		<lastmod>2022-02-14T04:43:40+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/financial-services-agency-reiwa-3rd-year-tax-reform-request</loc>
		<lastmod>2020-11-23T09:48:27+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/rakuten-securities-unauthorized-access-prevention-measures</loc>
		<lastmod>2021-01-05T09:31:27+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/cash-secured-put-and-covered-call-writing</loc>
		<lastmod>2022-02-14T04:43:13+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/2020-3q-report-of-options-trading</loc>
		<lastmod>2022-02-14T04:42:46+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/rebalance-for-index-investing</loc>
		<lastmod>2021-03-28T09:12:18+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/why-do-beginners-fail-in-index-investing</loc>
		<lastmod>2021-03-14T07:10:41+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/high-dividend-bond-etf-and-index-investing</loc>
		<lastmod>2022-04-20T07:20:54+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/how-to-make-a-cash-secured-put</loc>
		<lastmod>2022-02-14T04:42:18+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/hongkong-02801-of-china-etf</loc>
		<lastmod>2022-04-20T07:19:35+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/retirement-measures-by-vig-vym-vdc-and-vht</loc>
		<lastmod>2022-04-20T07:18:41+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/tips-for-passing-google-adsense</loc>
		<lastmod>2020-12-30T09:16:07+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/change-from-tsumitate-nisa-to-normal-nisa</loc>
		<lastmod>2021-03-18T06:36:53+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/stock-trading-commission-of-saxo-bank-securities</loc>
		<lastmod>2022-02-14T04:41:48+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/ideco-unyosashizusya</loc>
		<lastmod>2021-02-14T09:14:17+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/pfizer-spins-off-viatris</loc>
		<lastmod>2022-02-14T04:41:19+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/monex-ideco-nasdaq-100-fund</loc>
		<lastmod>2022-05-29T06:09:14+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/index-investing-with-indian-etf</loc>
		<lastmod>2022-05-29T06:17:18+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/securities-industry-group-reiwa-3rd-year-tax-reform-request</loc>
		<lastmod>2021-04-17T08:07:14+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/wfh-etc-direxion-5-us-etfs</loc>
		<lastmod>2021-04-17T08:06:22+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/tips-for-continuing-index-investing</loc>
		<lastmod>2021-04-17T08:05:35+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/paid-support-for-lenovo-300e-chromebook</loc>
		<lastmod>2021-08-27T02:18:23+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/global-x-etf-lit-vpn-ctec</loc>
		<lastmod>2021-04-17T08:03:54+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/dell-inspiron-15-3000-3583</loc>
		<lastmod>2021-08-27T02:18:05+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/how-to-check-the-furusato-tax-deduction-amount-when-switching-dc</loc>
		<lastmod>2021-04-17T08:01:58+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/index-investing-with-asean-etf</loc>
		<lastmod>2022-04-20T07:15:44+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/us-vanguard-global-growth-strategy</loc>
		<lastmod>2021-04-17T08:00:07+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/food-reserve-by-furusato-tax-in-2020</loc>
		<lastmod>2022-05-29T06:16:10+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/saxobank-securities-foreign-stock-dividend-problem-resolved</loc>
		<lastmod>2021-04-17T07:58:25+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/rakuten-securities-launches-cfd-trading</loc>
		<lastmod>2021-04-17T07:57:40+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/one-time-password-protection-for-withdrawal-in-monex</loc>
		<lastmod>2022-05-29T06:13:08+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/start-us-etf-with-one-tap-buy</loc>
		<lastmod>2022-06-05T00:03:20+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/start-of-real-estate-leasing-business</loc>
		<lastmod>2021-04-17T07:53:58+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/2020-3q-world-statistics-of-investment-trusts</loc>
		<lastmod>2021-04-17T07:51:57+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/blok-blcn-legr-of-cryptocurrency-related-etfs</loc>
		<lastmod>2021-04-17T07:51:14+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/reasons-to-recommend-monex-inc</loc>
		<lastmod>2022-05-29T06:14:53+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/2020-4q-report-of-options-trading</loc>
		<lastmod>2022-02-14T04:40:48+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/reasons-to-recommend-sbi-securities</loc>
		<lastmod>2021-04-17T07:48:39+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/reasons-to-recommend-rakuten-securities</loc>
		<lastmod>2021-04-17T07:47:53+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/reasons-to-recommend-saxobank-securities</loc>
		<lastmod>2024-09-29T00:53:16+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/why-index-investments-and-us-equity-options-are-a-good-match</loc>
		<lastmod>2022-04-21T11:03:17+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/recommended-online-securities-for-beginners</loc>
		<lastmod>2022-02-19T23:00:54+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/advantages-of-monex-bitcoin-and-differences-from-coincheck</loc>
		<lastmod>2022-05-29T06:14:01+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/index-investment-that-does-not-easily-break-the-principal</loc>
		<lastmod>2021-04-17T07:43:36+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/tsumitate-invest-with-line-securities</loc>
		<lastmod>2022-12-01T05:50:34+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/wealthnavi-with-sbi-neomobile-securities</loc>
		<lastmod>2022-11-23T06:36:10+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/robo-pro-with-folio</loc>
		<lastmod>2022-11-23T06:37:59+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/recommended-online-securities-with-smartphone</loc>
		<lastmod>2022-11-23T06:34:21+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/first-rent-income-as-a-side-business</loc>
		<lastmod>2021-04-17T07:38:05+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/how-to-select-a-robot-advisor</loc>
		<lastmod>2022-11-23T06:23:34+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/bought-vanguard-etf-vdc-in-nisa-in-2021</loc>
		<lastmod>2022-04-20T07:13:39+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/saxobank-options-trading-tax</loc>
		<lastmod>2023-03-13T03:49:34+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/sbi-securities-survey-report</loc>
		<lastmod>2021-04-17T07:33:19+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/vanguard-investments-japan-website-will-be-closed</loc>
		<lastmod>2021-04-17T07:32:06+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/rakuten-securities-financial-statements-and-us-srtock-option-trading</loc>
		<lastmod>2021-04-17T07:31:08+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/robo-advisor-fees-and-how-to-select-course</loc>
		<lastmod>2022-04-18T05:53:18+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/wealthnavi-launches-omakase-nisa</loc>
		<lastmod>2022-04-18T05:54:26+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/ideco-investment-managers-monthly-fee</loc>
		<lastmod>2021-04-17T02:37:34+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/reasons-to-recommend-ig-securities</loc>
		<lastmod>2021-04-17T02:36:42+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/vanguard-vti-vig-vym-with-paypay-securities</loc>
		<lastmod>2022-06-05T00:07:13+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/expected-to-offer-us-stock-options-from-monex-inc</loc>
		<lastmod>2021-04-17T02:34:57+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/home-remodeling-for-rent</loc>
		<lastmod>2021-09-15T07:01:37+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/vertical-spread-options-trading-and-index-investing</loc>
		<lastmod>2022-02-14T04:39:05+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/blue-return-of-real-estate-income-for-100000-yen-deduction</loc>
		<lastmod>2021-04-17T02:31:48+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/final-tax-return-for-renting-an-old-house</loc>
		<lastmod>2021-06-13T22:25:09+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/typical-option-strategy</loc>
		<lastmod>2022-02-14T04:37:45+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/books-for-white-return</loc>
		<lastmod>2021-04-17T02:24:25+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/transferring-money-between-your-own-bank-accounts</loc>
		<lastmod>2021-04-17T02:22:18+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/advantages-and-disadvantages-of-robo-advisor</loc>
		<lastmod>2022-04-18T05:52:50+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/impact-of-special-corporate-tax-on-ideco</loc>
		<lastmod>2021-04-17T02:20:27+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/shrinkflation-measures-with-index-investment</loc>
		<lastmod>2021-04-17T02:17:42+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/blue-return-cash-basis-and-deposit-account-book</loc>
		<lastmod>2021-04-17T02:16:42+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/tax-free-rebalancing-with-ideco-switching</loc>
		<lastmod>2021-04-17T02:15:44+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/vanguard-vdc-distributions-in-nisa</loc>
		<lastmod>2022-04-20T07:12:02+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/lenovo-tab-b10-android-tablet</loc>
		<lastmod>2021-11-19T23:08:29+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/tablet-wimax-and-amazon-prime-video-traffic</loc>
		<lastmod>2021-08-27T02:17:30+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/distribution-reinvestment-service-of-monex</loc>
		<lastmod>2022-05-29T06:12:12+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/tax-savings-due-to-deficit-settlement-of-real-estate-income</loc>
		<lastmod>2021-09-19T07:16:09+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/monex-frees-purchase-fees-for-shares-less-than-one-unit</loc>
		<lastmod>2022-05-29T06:11:03+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/leveraged-and-inverse-etfs-can-be-used-in-a-short-period-of-time</loc>
		<lastmod>2021-07-03T09:59:48+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/direxion-erf-dfen-moon-etc</loc>
		<lastmod>2021-07-17T00:48:43+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/ig-adds-stocks-targeted-for-reduction-of-cfd-minimum-trading-lot</loc>
		<lastmod>2021-07-05T10:08:11+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/asset-202107</loc>
		<lastmod>2021-09-19T07:11:41+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/rakuten-securities-expands-investment-information-on-us-etfs</loc>
		<lastmod>2021-08-14T09:33:24+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/disaster-prevention-by-jackery-portable-battery708</loc>
		<lastmod>2021-08-28T10:16:25+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/first-trust-etf-cibr</loc>
		<lastmod>2021-08-29T10:29:09+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/roboad-notes-for-beginners</loc>
		<lastmod>2022-04-18T05:52:08+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/other-repairs-of-home-remodeling-for-rent</loc>
		<lastmod>2021-09-12T09:11:26+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/japanese-trust-type-employee-stock-ownership-plan</loc>
		<lastmod>2021-09-19T07:07:20+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/terms-of-use-for-the-2nd-floor-of-the-new-nisa</loc>
		<lastmod>2021-09-19T22:26:32+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/rakuten-securities-login-additional-authentication-service</loc>
		<lastmod>2021-09-23T10:39:10+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/tips-for-ideco-and-tsumitate-nisa</loc>
		<lastmod>2021-09-27T08:11:43+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/monex-introduces-two-factor-authentication-by-sms</loc>
		<lastmod>2021-10-02T22:21:08+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/continue-to-work-even-if-you-make-30-million-yen</loc>
		<lastmod>2021-10-03T09:32:24+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/saxo-bank-securities-launches-specific-account-service</loc>
		<lastmod>2021-10-09T09:39:32+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/launch-bitcoin-futures-etf-bito</loc>
		<lastmod>2021-10-20T11:06:52+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/jepi-jp-morgan-etf</loc>
		<lastmod>2021-11-01T03:30:24+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/sbi-securities-frees-purchase-fees-for-shares-less-than-one-unit</loc>
		<lastmod>2021-10-30T09:44:21+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/sbi-securities-fido-certification</loc>
		<lastmod>2021-10-31T09:15:08+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/rakuten-banks-security-is-weak</loc>
		<lastmod>2022-08-27T08:55:57+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/global-x-qylg-xylg</loc>
		<lastmod>2022-04-24T09:40:54+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/lump-sum-withdrawal-payment-from-the-welfare-pension-fund-and-pension</loc>
		<lastmod>2022-01-06T11:17:15+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/change-from-docomo-to-excite-mobile-with-mnp</loc>
		<lastmod>2022-12-03T08:54:53+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/early-redemption-of-funds</loc>
		<lastmod>2022-01-06T11:16:50+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/how-to-select-tsumitate-nisa-or-normal-nisa</loc>
		<lastmod>2022-04-20T08:14:01+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/do-not-shop-at-the-counter-of-a-bank</loc>
		<lastmod>2021-11-28T10:21:43+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/saxobank-option-trade-and-separate-self-assessment-taxation</loc>
		<lastmod>2022-02-14T04:48:28+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/deterioration-at-rakuten-securities</loc>
		<lastmod>2022-01-06T11:16:24+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/ishares-mbs-etf-2649</loc>
		<lastmod>2022-01-07T13:10:56+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/buy-etfs-at-normal-nisa</loc>
		<lastmod>2022-04-20T08:08:49+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/bought-vanguard-etf-vig-in-nisa-in-2022</loc>
		<lastmod>2022-04-20T07:09:56+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/comparison-of-ideco-tsumitate-nisa-and-roboadvisor</loc>
		<lastmod>2022-04-20T08:07:05+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/improvement-of-nisas-shortcomings</loc>
		<lastmod>2022-01-16T09:25:45+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/relationship-between-index-investment-and-forex</loc>
		<lastmod>2022-01-29T04:11:27+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/survey-on-nisa-by-monex</loc>
		<lastmod>2022-01-29T09:26:08+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/foreign-exchange-measures-in-nisa</loc>
		<lastmod>2022-02-05T23:47:58+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/us-etf-foreign-tax-credit-for-index-investment</loc>
		<lastmod>2022-02-17T09:58:07+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/global-x-qrmi-and-xrmi</loc>
		<lastmod>2022-02-13T09:19:34+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/quick-reference-table-for-foreign-tax-credits</loc>
		<lastmod>2022-02-17T12:34:16+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/line-securities-tsumitate-nisa</loc>
		<lastmod>2022-12-01T05:51:53+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/vanguard-etf-vt-vwo-trust-fee-reduction</loc>
		<lastmod>2022-02-26T09:23:08+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/hyg-covered-call-at-saxo-bank-securities</loc>
		<lastmod>2024-09-29T00:56:46+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/feb-2022-coverd-call-side-business</loc>
		<lastmod>2022-07-07T06:42:01+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/reiwa-3-year-final-tax-return-1-blue-tax-return-100000-yen-deduction</loc>
		<lastmod>2022-03-12T23:59:14+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/calculation-of-capital-gains-for-options-trading</loc>
		<lastmod>2024-09-29T00:56:18+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/sbi-securities-replaces-us-etfs-with-no-purchase-fees</loc>
		<lastmod>2022-03-19T11:18:11+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/amendment-of-ideco-in-2022</loc>
		<lastmod>2022-03-24T09:51:32+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/dividends-and-foreign-tax-credits-for-saxo-bank-securities</loc>
		<lastmod>2024-09-29T00:55:57+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/rakuten-securities-expands-us-etfs-with-no-purchase-fees-to-15-stocks</loc>
		<lastmod>2022-03-31T09:58:32+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/cashback-of-overseas-etf-purchase-fees-with-nisa</loc>
		<lastmod>2022-04-02T09:36:09+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/vanguard-vdc-and-vig-distributions-in-nisa-2022</loc>
		<lastmod>2022-04-07T10:10:04+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/q-and-a-i-dont-know-how-to-file-a-tax-return-for-us-stock-options</loc>
		<lastmod>2024-09-29T00:55:36+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/mar-2022-coverd-call-side-business</loc>
		<lastmod>2022-07-07T06:42:28+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/new-adults-should-buy-investment-trusts-with-line-securities</loc>
		<lastmod>2022-12-01T05:49:19+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/susten-is-the-next-generation-robot-advisor</loc>
		<lastmod>2022-05-09T05:41:39+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/japanese-should-not-buy-covered-call-etf-qyld</loc>
		<lastmod>2024-09-29T00:55:11+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/robo-advisor-susten-hwm-system</loc>
		<lastmod>2022-05-01T02:29:47+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/vanguard-etf-bnd-trust-fee-reduction</loc>
		<lastmod>2022-05-01T09:22:22+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/apr-2022-coverd-call-side-business</loc>
		<lastmod>2022-07-07T06:42:53+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/impact-of-janets-law-on-tsumitate-nisa</loc>
		<lastmod>2022-05-14T09:17:03+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/rakuten-securities-launches-free-real-time-stock-price-offering-of-us-stocks</loc>
		<lastmod>2022-05-21T09:06:29+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/rakuten-securities-reduces-transaction-fees-for-chinese-stocks</loc>
		<lastmod>2022-05-28T09:09:27+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/may-2022-coverd-call-side-business</loc>
		<lastmod>2022-07-07T06:43:17+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/corporate-action-of-us-stocks-at-rakuten-securities</loc>
		<lastmod>2022-06-09T21:44:47+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/paypay-securities-begins-handling-vanguard-vt-of-us-etfs</loc>
		<lastmod>2022-06-11T09:22:42+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/pre-registration-for-both-corporate-dc-and-ideco-started</loc>
		<lastmod>2022-06-12T21:37:55+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/number-of-online-securities-smartphone-securities-and-roboad-accounts-in-2022</loc>
		<lastmod>2022-06-19T09:15:09+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/survey-on-nisa-by-rakuten-securities</loc>
		<lastmod>2022-06-26T10:51:48+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/foreign-tax-credit-for-pensioners</loc>
		<lastmod>2022-06-30T10:54:14+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/2022-survey-on-the-number-of-individual-investors-in-japan-and-investment-participation-rate</loc>
		<lastmod>2022-07-07T21:04:59+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/june-2022-coverd-call-side-business</loc>
		<lastmod>2022-07-31T22:36:44+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/people-want-to-make-extra-income-from-their-investment</loc>
		<lastmod>2022-07-10T09:07:05+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/index-investment-and-the-goose-that-laid-the-golden-eggs</loc>
		<lastmod>2022-07-17T22:07:24+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/hedging-effect-of-index-investment-against-yen-depreciation-and-inflation</loc>
		<lastmod>2022-07-26T03:17:27+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/global-x-covered-call-etf-2858</loc>
		<lastmod>2022-07-30T12:18:07+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/percentage-of-risk-assets-and-risk-free-assets</loc>
		<lastmod>2022-08-14T09:26:10+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/july-2022-coverd-call-side-business</loc>
		<lastmod>2022-08-18T06:19:47+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/how-to-determine-your-risk-tolerance</loc>
		<lastmod>2022-08-14T22:49:03+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/security-of-rakuten-bank-one-time-key-is-still-weak</loc>
		<lastmod>2022-08-21T09:16:47+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/expansion-of-monex-inc-cashback-program-for-purchase-fees-on-us-etf</loc>
		<lastmod>2022-08-28T09:53:31+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/aug-2022-coverd-call-side-business</loc>
		<lastmod>2022-09-04T13:16:42+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/the-first-time-bear-market-preparation-for-index-investment</loc>
		<lastmod>2023-01-09T01:47:24+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/sbi-stock-option-service-launched</loc>
		<lastmod>2022-09-20T22:34:39+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/procedure-for-combining-corporate-dc-and-ideco</loc>
		<lastmod>2023-02-07T03:15:51+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/understanding-the-impact-of-exchange-rates-on-foreign-equity-funds</loc>
		<lastmod>2022-09-29T01:49:25+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/allocation-change-and-switching-of-corporate-dc</loc>
		<lastmod>2022-10-02T09:24:53+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/sep-2022-coverd-call-side-business</loc>
		<lastmod>2022-10-09T09:24:48+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/pros-and-cons-of-using-a-selective-corporate-dc-and-ideco-together</loc>
		<lastmod>2022-10-16T09:10:34+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/change-internet-line-to-biglobe-wimax</loc>
		<lastmod>2022-11-27T23:57:58+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/furusato-tax-in-2022</loc>
		<lastmod>2024-09-29T01:07:13+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/perform-switching-with-ideco</loc>
		<lastmod>2023-01-01T09:19:47+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/tsumitate-nisa-in-2023</loc>
		<lastmod>2023-01-15T09:12:45+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/nisa-and-dc-priority</loc>
		<lastmod>2023-01-30T01:06:44+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/robot-advisor-susten-tsumitate-nisa</loc>
		<lastmod>2024-04-08T21:44:27+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/3rd-year-as-a-company-employee-landlord-with-contract-renewal</loc>
		<lastmod>2023-02-12T09:35:30+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/commencement-of-combined-use-of-selective-corporate-dc-and-ideco-from-2023</loc>
		<lastmod>2023-02-19T09:02:23+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/reiwa-4-year-final-tax-return</loc>
		<lastmod>2023-02-26T09:08:28+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/small-landlord-and-invoice-system</loc>
		<lastmod>2023-03-12T09:14:29+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/saxo-bank-securities-waives-minimum-commission-for-spot-us-equity-and-us-equity-cfd-trading</loc>
		<lastmod>2024-09-29T00:54:45+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/financial-services-agency-publishes-survey-on-nisa-satisfaction</loc>
		<lastmod>2023-04-16T12:26:09+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/saxo-bank-securities-releases-free-educational-content-on-us-equity-options</loc>
		<lastmod>2024-09-29T00:54:17+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/saxo-bank-securities-foreign-equity-option-trading-enables-us-dollar-settlement</loc>
		<lastmod>2024-09-29T00:53:55+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/entering-the-16th-year-of-index-investing</loc>
		<lastmod>2023-08-02T06:37:36+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
	<url>
		<loc>https://sotaro76.com/should-you-spend-money-on-fitness-and-diet</loc>
		<lastmod>2025-07-28T21:51:30+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.8</priority>
	</url>
</urlset><!-- Request ID: 46699bffeb1fe49a8d639fbdc183e6cb; Queries for sitemap: 2; Total queries: 39; Seconds: 0.09; Memory for sitemap: 1KB; Total memory: 50.5MB -->
